Financing is a great choice when it comes to life’s major investments. You finance your car, your home, and a ton of other smaller purchases on your credit card. So why wouldn’t you finance your cosmetic investments?
Reflections proudly offers a variety of financing options. We accept Visa and MasterCard credit cards, but we also partner with Prosper Healthcare Financing and Care Credit to offer our patients additional financing sources. You can even apply online before your appointment. Click one of the links below to learn more.
Frequently Asked Questions about Applying for Financing for Cosmetic Surgeries and Procedures
Will applying for a payment plan hurt my credit score?
We’re not credit experts, but we can refer you to this page on the Fico Credit Score website, which talks about how inquiries can affect your score: http://www.myfico.com/credit-education/credit-checks/credit-report-inquiries/.
What’s the minimum procedure cost for which Reflections will accept financing from Care Credit or Prosper Financial?
We accept financing/payment plans from Care Credit or Prosper Financial for any services totaling $1000 or more.
Which Care Credit plans do we accept?
We accept 24 or 36-month interest-bearing plans only. This is because the 0% plans from care credit have significantly higher fees for our office, essentially forcing us to pay the interest and reducing what we actually get paid for our services.
Which plan do most patients use?
Most of our patients apply for and end up using Care Credit for their payment plan. Care Credit opens a credit card with a set limit that patients can then use at Reflections, as well as for other healthcare-related costs (vet bills, dentist visits, etc). Most patients tell us they find peace of mind with this type of credit card knowing they have a way to pay for unexpected expenses, should they arise.
Still have questions? We’re here to help! Call our patient care concierge at (732) 356-1666 extension 3 to have your questions and concerns answered.